Plan B, C or D?

The so called experts always say that you should have a plan B for everything but especially finances. When you apply for a college, you get three choices and sometimes more. When you try to buy a house you have many houses in your mind and the brands that you eat and wear and use also have plans B and so forth that if in case some store ran out of your favorite brand you would be able to buy somewhere else or maybe have in store in your house. But I have rarely seen someone who have a plan B or C or D in case they are laid off (I included). Why is that and why does it happen.

Maybe people like their job (highly doubtful) or they don’t find an alternative to what they are doing or they are busy. Even here if they get laid off they don’t have enough savings to last for a couple of months let alone half a year or a year. Doesn’t this economy have taught people to have a plan B or C or D.? I know some people will be scrambling for that but the most of it are just going to have only a Plan A that is get the job and pray that you keep it till you retire or find a job fast when you get laid off. There is no incentive or motivation to have a back up Job or a small business to ride off the rainy days. I believe that everybody should have a Plan B or C or D in case they are suddenly out of a job and the best way is to have a side business on the weekends even if you are extremely busy with your family life, you can still take out some time to start something which is not expensive and which will provide you enough money during the downturn. You can save this money for that while spending the money out of your day job.